I saw some posts about american wanting to move to Europe; so just before you guys make the move, double-triple check insurances/banks, because literally every time I (not american) do smth financially related in France, they ask me if I am american? If yes, they won’t even open accounts/ give me insurance etc… Sounds discriminatory but apperently because legal
I dont know if that expands to any other field
EDIT: lol i am now wondering what are people are downvoting for? You dont like that fact, so you downvote whoever told you that fact? Some reactions are hilarious
Financial institutions in Japan ask the same thing. It is because Americans have to pay tax to American even when they don’t live in America. It just means there is more paperwork apparently.
It’s not because they banned us citizens. It’s because the us government is one of the few ones that wants to tax stuff that their citizens earned in other countries, so banks and similar they need to report wealth and income to the government
The checkbox isn’t “if you’re American we can’t offer you services”, when you select that, then you have an extra form to fill, that’s it
american in europe here,
this is true. it’s very nearly impossible to open a bank account. There is exactly one bank in Switzerland who allows americans to open accounts, UBS. So far no banks in france have allowed me to open an account, even though I have a french residency permit. This makes it nearly impossible to take loans to buy things like houses or cars. Basically life here is impossible because being american fucking sucks.
Google FATCA, the US Foreign Account Tax Compliance Act.
Anyone anywhere in the world that is either US citizen, or a green card holder, or in other ways related to Murica, must pay US taxes. It’s insane, but the US tax system is powerful enough to bully all other countries into compliance.
Don’t get me started. 🤮
Citizenship isn’t free. You don’t get to have your cake and eat it, too.
Funny, because it’s free everywhere else. Sounds like a bit of a shithole country.
EDIT: lol i am now wondering what are people are downvoting for? You dont like that fact, so you downvote whoever told you that fact? Some reactions are hilarious
Perhaps, just maaaybe there’s a social climate attributed to current events that makes this post more of a, “no shit Sherlock” kind of post. 🙄
Low hanging fruit and all that.
Also, being butthurt about downvotes is cringe as fuck, go back to reddit.
I am not on reddit, you seem to keep inferring random stuff lol go back to sleep
If you’re not American, why are you telling the institutions that you are?
Huh? Where i said that
My question was genuine. You wrote:
they ask me if I am american? If yes, they won’t even open accounts/ give me insurance etc…
And my misunderstanding is genuine? I dont know how you derived that fact from what i posted lol i never stated “i am american” to anyone, because it is not only factually false but also would bring me problems
How do you know that they won’t open an account if you say yes? Do you know people who have had this experience, or did the banks tell you that they would not provide these services for Americans?
The insurance told me, but you can google that information yourself, or simply call any bank in france usually they do have english speaking line
I believe you. My understanding of your post:
- I’m not American
- But I’m sometimes asked if I’m American
- If “yes”, I face repercussions
Hence my question. That’s all.
Alright maybe my English is at fault. “If yes” meant to be: when I asked “what d happen in the hypothesis I was american”?






